FOCA Cottage Insurance Program

Are you protected? FOCA encourages all cottage owners to review your cottage insurance, and know what you are covered for! Watch the short video below for a quick overview:

FOCA is pleased to offer the FOCA Insurance Program for cottages and boats, available to FOCA members at a preferred rate.

Cottage InsuranceFEATURING:

  • Best-in-class coverage for cottages and watercraft
  • Replacement-cost coverage
  • Designed for cottage owners, by cottage owners!

Hundreds of associations already trust FOCA for superior liability protection for their Associations’ volunteer directors. Now, there is a stand-alone program for FOCA member cottages and watercraft that is a cost-effective solution.

Whether you have:

  • a cottage you rent for extended periods of time
  • an island cottage
  • a magnificent log home
  • new or vintage watercraft
  • a seasonal or second home you maintain while living out of province or in the USA
…we have a solution that fits.

Access the partnership that works for cottagers. You can rely on us to make it easy to get the best coverage. We are pleased to offer this exceptional solution as part of FOCA’s ongoing efforts to protect our members.

Please note that insurance program participants are automatically sent their annual renewal notices for existing Commercial General Liability, and Directors and Officers insurance policies.

Contact us for more information

Call today to get a quote and see what you could be saving!

Cade AssociatesContact FOCA’s exclusive program brokers, Cade Associates Insurance Brokers Limited at 416-234-9980. They are happy to discuss your specific situation and help to arrange the coverage that works for you. Remember to tell them if you are a FOCA member!

If you have general questions about risk management at the cottage (pdf; 2 pages) or other FOCA initiatives, please contact the FOCA office at 705-749-3622 or email us.


In the news:

August 5, 2021  – Top 3 ways Mother Nature can ruin your cottage (Canadian Underwriter)


Michelle LewinFOCA Cottage Insurance Program