Insurance & Risk Management

Our popular liability insurance programs continue to improve, providing FOCA member associations with access to unmatched protection at competitive prices. Despite significant upheaval in the insurance industry, we have managed to maintain our excellent coverage for the coming year with only modest premium increases!

Our program includes coverage applicable to Lake Associations, Road Associations, Land Ownership Associations or Trusts, plus coverage for Directors and Officers. The FOCA insurance program continues a 45-year tradition of providing our members with relevant services and support, and we look forward to the 2010 insurance program as yet another significant benefit of belonging to your provincial voice for cottaging, the Federation of Ontario Cottagers’ Associations.

Developed through extensive collaboration with Atrens-Counsel Insurance Brokers Inc., the 2010 FOCA Liability Insurance Program offers improved coverage and enhanced limits at very competitive premium levels. FOCA member policies are held by Aviva Canada Inc., the second largest insurer in Canada and the sixth largest company operating worldwide. Aviva maintains a very strong A stable rating from Standard and Poors.

Insurance program participants automatically receive annual renewal notices for existing Commercial General Liability, and Directors and Officers insurance policies.  2010 notices are already being distributed for existing policyholders.

If your association is not currently taking advantage of the protection this program provides, or if you have any questions about policy coverage, limits of liability, premiums or program features, please contact FOCA's exclusive program broker, Mr. Bob Maynard, who can be reached at 1-877-627-6222, extension 2084, or via email at foca@atrens-counsel.com. Bob is happy to discuss your specific situation and help to arrange the appropriate coverage for your association.

If you have any other questions about FOCA’s risk management for associations, or other initiatives, you can contact the FOCA office at 705-749-3622, or info@foca.on.ca.