Scroll down to learn more about FOCA’s Board of Directors


FOCA Staff

Terry Rees - Executive Director
Terry Rees

FOCA Executive Director

Lake Kasshabog Residents’ Assoc.

Terry has been a leader and innovator within the private and not-for-profit sectors for over 25 years, and is an active representative on numerous province-wide and bi-national committees related to water, the environment, and other community and sustainability issues.  He brings a unique perspective and background from progressive roles within the mining, minerals and petrochemical industry garnered across North America with several sector-leading organizations, and is a Certified Environmental Professional (EP).

After many years as a FOCA volunteer, Terry took on the role of Executive Director of FOCA in 2004. As leader of one of the largest membership associations in the Province, Terry is committed to building a strong community, and to working collaboratively with a broad range of partners to address the many complex challenges facing Ontario’s rural communities and our freshwater environments.

In 2016, Terry was featured as one of 100 “Voices for Science Communication” in the Science Borealis campaign. He was also recognized in 2016 by the Ontario Onsite Wastewater Association as a Corporate Steward. In 2012, Terry received an honour from Water Canada as a “Water’s Next” person representing Canadian water excellence.

Terry cottages on Lake Kasshabog.

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Michelle Lewin - Communications Coordinator
Michelle Lewin

FOCA Communications
& Development Coordinator

Michelle joined the staff in 2010 to beat the drum about the good work being done by FOCA. Her background is in communications and culture. She holds a BFA from Queen’s University and and MA from the University of Toronto.

Michelle oversees FOCA’s printed and electronic messaging, and works with our association members to distribute information to our 50,000 members across the Province. Michelle manages FOCA’s website and Elerts, as well as our annual Year in Review and Lake Stewards Newsletter productions.

Michelle also liaises with FOCA’s Corporate Sponsors. Contact Michelle if your organization is interested in partnering with FOCA to support our mandate of protecting Ontario’s waterfront experience.

Image: picnic point, Lake Solitaire 1970sMichelle’s formative years were spent at a family cottage on Lake Solitaire in the Huntsville area, at the old Limberlost Lodge property.

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Deanna Panitz - Membership & Programs Coordinator
Deanna Panitz

FOCA Membership
& Programs Coordinator

Catchacoma Cottagers’ Association

Deanna is the FOCA Membership & Programs Coordinator. She is a graduate of Trent University with a degree in Environmental Science and Geography, and in 2015 she completed the Environmental Technician program with Fleming College.

Deanna worked with FOCA as a summer student in 2014 before taking on the role of Membership and Programs Coordinator on a permanent basis.

She is your key contact for membership questions!

Deanna cottages on Catchacoma Lake.

Frances Wilbur
Frances Wilbur

FOCA Programs Manager

Association of Stony Lake Cottagers



Effective January 2017, Frances Wilbur has returned to FOCA in the newly created position of Programs Manager, to assist FOCA’s member associations in building strong leadership and increasing local volunteerism.

Most recently, Frances led Peterborough’s Community Opportunity and Innovation Network as General Manager. Frances worked for FOCA prior to 2009, and before that she was an Environmental Planner and Group Leader with CH2M Hill Consulting Engineers in Toronto.

Frances holds a Masters of Environmental Studies (Planning) from York University, and an Honours Bachelor of Arts, Canadian Native Studies from Trent University. She is currently a volunteer member of the Ontario Non-Profit Network Policy Committee, which covers a number of issues relevant to FOCA and our membership.

Frances is a fourth-generation Stoney Lake cottager.


FOCA Board of Directors

Alphabetical listing (with Association affiliation):

Terry Beettam
Terry Beettam
FOCA Director
Lake Weslemkoon Conservation Association

Here’s my story: At a very young age while vacationing at a family rental cottage I discovered my first real passion – fishing. So in 1994, while renting a cottage on Lake Weslemkoon and bass fishing each day, it was an easy decision to purchase our water-access cottage on Otter Lake in 1995. Otter is attached to Weslemkoon and is pristine and peaceful, where the most you will hear in the evening are the frogs and the loons.

image: Lake Weslemkoom, Terry BeettamAlthough our kids were grown by then, our two grandchildren soon began visiting from Montreal, and have begun their cottage experience as I once did. And, my grandson is learning to fish!

Between all of this I had a busy 31-year career in a variety of sales and marketing positions with IBM Canada until retirement in 2000. After which, as president of my own firm, I offered marketing consulting services to smaller companies in the Toronto area until 2007. Then, my also-retired wife, Diane, and I decided to spend 6 months a year at the lake.

Between 2001-2013 I served on the Board of Directors of the Lake Weslemkoon Conservation Association (LWCA), eventually retiring as Past President. During this tenure we focussed on a variety of initiatives around water quality monitoring and improvement.

Since 2014 I have also volunteered with St John Ambulance in the Therapy Dog program along with my Labrador, Leo. In this role we visit weekly with seniors, school children and university students to help enrich their lives.”

(Joined FOCA Board 2017)

Jeff Clark - Treasurer
Jeff Clark
FOCA Treasurer
Go Home Lake Cottage Association
Cottaging has been a very valued part of Jeff’s life. For 16 years at his in-law’s year-round cottage in the sandy beach area of Georgian Bay near Elmvale, and for the last 23 years at a seasonal cottage on a rocky island in Go Home Lake, his family’s passion for the value of experiencing a waterfront environment has grounded their lives. Jeff looks forward to preserving this opportunity for others through contributing to FOCA’s efforts as a Board member.

Jeff is a Professional Engineer, and holds a BASC in Industrial Engineering from the University of Toronto, as well as an MBA from the Rotman School, U of T. He has over 35 years experience in customer relations, supply chain, facilities, and fleet management, in both the private and public sectors. Jeff currently serves as Treasurer of the FOCA Board.

(Joined FOCA Board 2013)


Lynda Corkum - Director
Lynda Corkum
FOCA Secretary
Big Gull Lake East End Cottage Association

Here’s my story: My husband, Jan Ciborowski, and I are fortunate to be able to share Jan’s family cottage on Big Gull Lake. Jan and I spent our first week-end together with his parents on the lake in the mid 1970s. Since 1995, we have spent the first week of every August on the lake. The smell of pine trees, calm water at sunrise, family and friends make the lake one of my favourite places. Once I retired, I was able to spend more time at the lake and I wanted to meet more cottagers. When our lake association president, Ken Grant, asked me to become involved as the Lake Steward, I was keen to accept.

Image: Lynda broken propI am at home in a kayak or canoe, but it took me a few summers to handle my 14 foot boat. Our cottage is in a shallow rocky bay and it didn’t take long for me to shear a blade off the boat’s propeller. My reputation for finding rocks grew, resulting in one cottage friend giving me a lake map with rocky areas marked in red! Other friends kindly took me fishing. Now, I’m a natural. Last summer, I only nicked the edges of the prop!

Because good water quality and natural landscapes bring me such joy, I was keen to become involved with FOCA. The mission of FOCA is to protect thriving and sustainable waterfronts across OntarioNice mission statement, but what does it mean for cottagers? The answer is that FOCA can influence decision-makers when individuals cannot.  FOCA helps cottagers throughout the province to enhance water quality, boating safety, fair taxation and sustainable waterfronts. All of this makes be proud to be one of the many FOCA volunteers.”

image: Lynda with fishMore about Lynda: Lynda has a life-long interest in lakes and rivers, and their surrounding landscapes, which started as a youngster attending summer camp for 10 years in the Haliburton Highlands and in Algonquin Park. It was because of these outdoor interests that Lynda pursued her graduate degrees and a distinguished career in biology. At the University of Windsor, Lynda has been an active researcher in the field of Aquatic Ecology, trained students and taught courses in Animal Behaviour, Applied Ecology, Ecology, Community Ecology and Stream Ecology. The bulk of Lynda’s research focused on the behaviour and ecology of the invasive fish species, the Round Goby. She has travelled widely as a researcher and as a nature enthusiast. Among other notable roles, Lynda was a reviewer for Great Lakes Area of Concern Action Plans, Past President of the International Association of Great Lakes Research (IAGLR), and is on the Committee on the Status of Endangered Wildlife in Canada (COSEWIC).

(Joined FOCA Board 2015)

Craig Dawson - Director
Craig Dawson
FOCA Director
Barrow Bay Property Owners’ Association



Here’s my story: I came to my family cottage on the Bruce Peninsula for the first time, while I was “in the womb.” My grandfather had camped close to here after World War I, and loved it so much be bought some property and built a cottage in 1936. After he built, he began to buy up nearby lots as they became available, and our road now houses (or cottages) my family, my brother’s family, my sister’s family, my Dad, My Aunt, and two cousin’s families, all within 100 yards of my home.

Aerial Photo of Barrow BayOur association, the Barrow Bay Property Owners Association (BBPOA), was founded by my grandfather in 1954, and he served as president for 8 years. My father also spent 6 years as president, and I am now on my eighth year as president. We have held family picnics, boat races, golf tournaments, and many other fundraisers over the years. Our lake is unique in that it is an inland lake (Little Lake) on the Bruce Peninsula, with a navigable channel out to Georgian Bay. It is considered a harbour of safe refuge by Transport Canada – Marine, and serves boaters in distress on Georgian Bay. Most of our fundraisers go to keeping the channel open and navigable for our members’ boats. BBPOA is a member of FOCA, and I now serve on the FOCA Board of Directors. FOCA helped us apply for a reassessment of our members’ boat launch property with MPAC, resulting in a tax rebate of $476.75 in 2016 alone.

We have spent many summer holidays and weekends here at Barrow Bay over the years, but we made the permanent move to live here, year round in 2007. It’s a great place to live; I wish I had done it sooner.”

1187042_10153241035275121_368891564_nMore about Craig: Recently retired as a project manager at Bruce Power nuclear power facility near Kincardine Ontario, Craig has volunteered for several organizations that strive to improve the way of life for many residents of the Bruce Peninsula. He also serves on the board of the Bruce Peninsula Association for Community Living and the Bruce Peninsula Biosphere Association. He is a member of the North Bruce Peninsula Property Owners’ Coalition, the Barrow Bay District Sports Fishing Association, and the Economic Development Committee of the Municipality of Northern Bruce Peninsula.

(Joined FOCA Board 2016)

Marlin Horst - Director
Marlin Horst
FOCA Vice President
Baptiste Lake Association



Marlin is a partner in the law firm of Shibley Righton LLP in Toronto and is also a Sessional Instructor at the Queen’s University Faculty of Law. He has practiced corporate commercial law in both Toronto and Bermuda. Marlin has a BA and an LL.B from the University of Western Ontario and a Masters of Law from Cambridge University. In the Fall of 2006, Marlin and his wife purchased their cottage on Baptiste Lake. Prior to that they had rented cottages most every year, even while living in Bermuda, all over Southern Ontario from Muskoka, to the Kawarthas, to eastern Ontario and the area around Bancroft. Shortly after purchasing their cottage, Marlin became involved with the Baptiste Lake Association and has been a director of the BLA since 2009 and President since 2011. He is also involved in a number of interlake groups around Hastings Highlands and beyond. Marlin and his family relish the unspoiled view of the lake from their screened in porch and decks at their cottage and he wants to ensure that the view, and similar views all across Ontario, remain in place for future generations.

(Joined FOCA Board 2016)

Terry Kennedy - Director
Terry Kennedy
FOCA President
Kennebec Lake Association
Terry has been involved with the Kennebec Lake Association for twelve years and has provided leadership as its President/Chair for the past ten. Current activities include working with the local township council and staff toward the development and implementation of a mandatory septic re-inspection program. Terry has also been involved in programs with Quinte Conservation and currently serves on its Source Water Protection Committee as the environmental representative.

Terry initially purchased property on Kennebec Lake in Eastern Ontario in the early 1970’s and after building a cottage, spent many happy years there as a seasonal cottager. Following retirement from a 35-year career in education, including 20 years as a high school principal in Toronto, Terry and his wife Judy relocated to Kennebec Lake where they built a new home and continue to enjoy lakeside living full-time. Some of their happiest times involve sharing the joys of cottage life with three grown sons and their families. Terry became the FOCA President in 2016.

(Joined FOCA Board 2013)

Steven Kerr - Director
Steven Kerr
FOCA Director
Jack Lake Association

Steve has been an active cottager for more than fifty years and has a deep respect for the natural environment. He is a strong believer in the importance of volunteers and the value of citizen science. He has served as Director (Environment) for the Jack Lake Association (JLA) since 2013. Since 2015, he has also served as a Director with the Federation of Ontario Cottagers Associations (FOCA).

Steve worked as a fisheries biologist for the Ontario MInistry of Natural Resources (MNR) at several locations across the province. He retired in 2012 after a career of 36 years. During his years at MNR Steve prepared the first district fisheries management plan in Ontario (1987), coordinated work planning and program delivery for the Eastern Region fisheries program, authored or co-authored more than 250 technical reports and publications on fish and fisheries management and, most recently, served as a policy advisor for the provincial fisheries management program.

Steve has been a member in good standing of the American Fisheries Society (AFS) since 1978 and was designated as an AFS Certified Fisheries Scientist in 1998. He is an Honourary Life Member of Muskies Canada Inc. (MCI) and was elected into the MCI Hall of Fame in 2010. Steve is an avid angler and spends a lot of time “on the water.”

(Joined FOCA Board 2015)

Tony Lepine - Director
Tony Lepine
FOCA Director
Kennisis Lake Cottage Owners Association

Here’s my story: I was first exposed to “cottaging” in the late 50’s. My father owned a camp in northern Ontario on the outskirts of my home town. Unfortunately, a forest fire near the town of Chapleau destroyed the camp in 1958. My father never rebuilt and my cottage experience suffered a gap of nearly 20 years.

After spending time at friends’ cottages from the mid 70’s to the late 90’s and after renting on a few occasions, we purchased a cottage (built in 1958) on Kennisis Lake while renting there in 2002. We loved the rugged character of the Haliburton Highlands. Given that we were newbies, we volunteered at various association events so that we could meet the neighbours, enjoy the lake environment more fully and contribute to the cottage community.

In 2005 I became the treasurer of the Kennisis Lake Cottage Owners’ Association (KLCOA) and served in that capacity for 7 years, followed by the role of president for 2 years.

My wife and I both retired in 2013, me after spending 40 years in the Telecom industry and my wife as an elementary teacher and school administrator for 35 years. Retirement has offered us the opportunity to enjoy the cottage more fully and not just on weekends.

My concerns with ownership and the cottage experience are broad but focus mainly on the issues that affect the health of the lake and our ability to enjoy it throughout the year (e.g. shoreline health, properly functioning septic systems, etc…).”

(Joined FOCA Board 2017)

Wendy Sue - Director
Wendy Sue Lyttle
FOCA Director
Catchacoma Cottagers Association

“Here’s my story: For most of my life, I have spent summers at a cottage. The first was Whiting Beach, Lake Muskoka, since I was 3 weeks old. Then to Kahshe Lake, Muskoka in my teen years; I even formed, with friends, the Kahshe Lake Junior Cottagers Association. For the past 40+ years we have owned a cottage on Catchacoma Lake in the Kawartha Highlands.

image: dog on dock, by W.S. LyttleCottage life is in my blood. I only spent one summer in the city when first married! We bought our cottage before a house—that was the priority. Need I say more?

Being water-access only, we are seasonal cottagers. All know that cottages are ‘maintenance’ for the owners and ‘vacation’ for friends and family. Some say a money pit, for sure. But how about ending up owning a marina with 65 others so we could get to our cottages!

My skills sets relate to the not for profit sector in governance, membership, strategic planning along with other portfolios geared to this sector. I was appointed by the Provincial Government in Council to sit on the Management Advisory Board of the Kawartha Highlands Signature Site Park when it was given royal consent for 11 years. I also have board experience, both on national boards as well as provincial charities.”

(Joined FOCA Board 2017)

Daryle Moffatt - Director
Daryle Moffatt
FOCA Director
Otter Lake Ratepayers Association

Here’s my story: My wife and I own a cottage on Otter Lake just south of Parry Sound. We purchased the cottage in 1998 after arriving back to Canada from living in Luxembourg. The couple we purchased the cottage from still have the place next door.

I had spent a few weekends at friend’s cottages over the years, so owning a cottage was very new to me but my wife had spent summers at friends’ cottages in the past. Travelling from Toronto along old Hwy.69 (when it was only two lanes) was a challenge of my patience in the beginning, and going home was very difficult, sometimes taking 5 hours. Nonetheless we continued to make the drive almost every weekend from Easter to Thanksgiving. With Highway 400 now twinned north of Parry Sound the drive up is better, but still the drive home is more difficult because I would rather be at the cottage than driving back to Toronto.

We can only drive in to our cottage during three seasons, but coming up in the winter—first by foot, then by snowshoe, and lastly by snowmobile—in my view, is the best, even with the challenges. It is quieter and you get a better sense of life with the fire burning inside. Then you go out and breathe in and, when it is cold, your nostrils stick together. And there is tobogganing, skating on the lake and playing in the snow—how Canadian!

Since 2014 I have sat on the Board of the Otter Lake Ratepayers’ Association as Treasurer. I also sit on our local cottage road association as the Secretary & Treasurer. As a founding member of the road association, I have had many challenges that I could not have appreciated until stepping into the issues; I think I have learned enough about practical road issues to write a book.

My professional background includes the fact that I am a Chartered Accountant with over 25-years of experience. For over 5 years now I have been working as a sole practitioner, with a focus on taxation. This allows me the freedom to run my own schedule and spend more time at the cottage. Taking a conference call from “my office” is very different these days.

Given my background working with numbers, I track my days at the cottage and in 2016, I finally achieved one of my cottage goals: more than 100 days at the cottage! I achieved this milestone by spending nearly all of August at the cottage with my daughter.

At the cottage, I enjoy spending time with friends and family, but I especially like to work on my hobbies, and build or renovate to try and improve things for my family, and hopefully for my daughter’s family, down the road. I would like to think that I could retire sooner rather than later, so I can spend even more time at the cottage; I will put that on my cottage goal list, so I have something to reach for over the next few years.”

(Joined FOCA Board 2017)

Bruce Moore - Director
Bruce Moore
FOCA Director
Canonto Lake Property Owners Association

Bruce’s friends and professional colleagues describe him as a social activist. As a FOCA speaker, in November 2015, he described lessons he learned from community organizations in Africa, Asia and Latin America that can help cottagers across Ontario to build more sustainable communities and inclusive lake associations. Over his international career, spanning 37years, he has always aimed to strengthen community-based organizations as the agents of local development. He hopes that his experience in the not-for-profit sector followed by ten years as a senior United Nations diplomat can be useful to FOCA members by deepening the ways for cottager’s interests to be better acted upon by officials at all levels.

Bruce and his wife Anne have been cottagers since 1986 when they bought vacant property on Canonto Lake (1.5 hours from Ottawa), self-building the lake house that is the family’s common meeting point. In 2007 Bruce and Anne were among the core group of cottagers that founded the Canonto Lake Property Owners Association. First Anne and now Bruce serves on the Executive Committee. In addition, Bruce chaired the lake planning committee, whose Lake Stewardship Plan was widely endorsed by the community in 2012 and noted by North Frontenac Township to be the first plan in the municipality. A more recent project was to convene community volunteers, from the wider area, to restore the walking trails in the Palmerston Canonto Conservation Area, something to be replicated in other parts of the Township.

(Joined FOCA Board 2016)

Nancy Salmijarvi - Director
Nancy Salmijarvi
FOCA Director
Lake of the Woods District Property Owners Association


Nancy has been involved with the LOWDPOA Board since 2010, and is Chair of the LOWDPOA Enviornmental Committee. After working more than 30 years in the airline industry, Nancy took early retirement and is now a permanent resident in the Kenora area.

Having worked primarily in Northern Ontario and Manitoba, Nancy has a clear understanding of issues facing the north, and good relationships with many partners in the district. She also served a term on Kenora City Council. Nancy’s favourite things about lake life include fishing, wildlife, clean air and great times with friends and family.

(Joined FOCA Board 2012)


Beverley Thorpe - Director
Bev Thorpe
FOCA Director
Kennebec Lake Association



My Cottage Backstory
I’m a third generation cottager and thrilled to see my children and grandchildren following in the family tradition in eastern Ontario. My grandfather originally purchased two lots with his buddy, cut the trees on his farm and built the original cottage with this timber during the late 1940’s. I remember with great fondness spending the entire summer at the lake as a kid with my two brothers and sister and my cousins from the States. When I was sixteen, my parents purchased an adjacent lot and built a new cottage with indoor plumbing – whooee!!

In the mid-70’s my siblings and I each purchased lots and built four season cottages where our nine children, nieces and nephews spent summers, bonding and exploring. Now the grandchildren are continuing the tradition.
With retirement, my husband and I have more time to spend at the lake, especially enjoying the spring and fall which were not times we had spent much time during the work years. I’m excited to join the FOCA board after a long career in the public and private sectors working on environmental management issues.

(Joined FOCA Board 2017)

Ian White - Director
Ian White
FOCA Director
Lake of Bays Association
Ian has a long history of waterfront living, having cottaged at Lake Simcoe for over 50 years, and at Lake of Bays since 2003. Ian is a Past-President of the Crescent Harbour Association and the Crescent Harbour Tennis Club (Innisfil), and is now the President of LOBA, where he has also served as Membership Chair and Area Steward. Ian has his MBA, is a Mechanical Engineer, and has had a successful career in marketing and management primarily in the forestry industry. He spends time at the lake year ‘round, where he has dedicated significant effort providing representation at local, district, provincial and federal levels of government on issues relating to the protection, enjoyment and services pertaining to waterfront living.

(Joined FOCA Board 2014)

jaymcevansOur Team