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TwelveMileBayCommunityAssoc.TwinSistersGemmPropertiesLtd.UpperRideauLakeAssoc.UpperStoneyLakeAssoc.VictoriaLaneRoadAssoc.Virt-ShoeCottagersAssoc.VowelsLakeCottagersAssoc.WadsworthLakeCottagersAssoc.WagnerSquiresRd.CommitteeWahnekeweningCommunityAssoc.WalkerPellsLakesAreaAssoc.WasiLakePropertyOwnersFriendsWatabeagWildgooseCommunityCottagersAssoc.WaubamikEstatesPropertyOwnersAssoc.WavyLakeCampersAssoc.WestBobLakeRoadAssoc.WestCarlingAssoc.WestDeepBayResidentsAssoc.WestDevilLakePropertyOwnersGroupInc.WestFifesBayPropertyOwnersAssoc.WestPanacheCampersAssoc.WestSidePineLakeCottageOwnersAssoc.WhetungRoadAssoc.WhiteLakeAssoc.WhiteLakeOwnersAssoc.OldenWhiteTroutRoadAssoc.WildRiceTrailAssoc.WilliamsLakeCottageOwnersAssoc.WilliamsPointCottageAssoc.Win-BurLaneWindsorParkAssocWindyLakeBoatPeopleInc.WolfLakeCottageAssoc.WolfeLakeWestportAssoc.WollastonLakeHomeCottageAssoc.WoodLakeCottagersAssoc.WoodlandHeightsCommunityAssoc.YellowGateHoldingsInc.InJuly2012FOCAwaspleasedtoannouncethatBobMaynardwhohasmanagedtheFOCAInsuranceprogramformanyyearshaspartneredwithCadeAssociatesInsuranceBrokersLtd.OvertenyearsofexperiencewentintothedesignoftheFOCAInsuranceProgramourlargestandmostsignificantassociationmemberbenefit.WeareproudthatthisprogramprotectsFOCAmemberswithappropriateinsurancecoverageataffordablerates.Aseatontheboardofdirectorsoractiveparticipationinanassociationsactivitiescanbebothchallengingandenjoyableyetcancarrymorepersonalaccountabilitythanmanyvolunteersrealize.TheFOCACottageAssociationRiskManagementManualwasproducedtoassistmemberassociationsProtectingourvolunteerstoidentifyandmanagerisksassociatedwiththeiractivities.ContacttheFOCAofficetoaccessyourcopy.PleaserememberthatFOCAmembershipitselfdoesnotautomaticallyprovideanyinsurancecoverageforyouoryourassociationalthoughitdoesenableyoutoaccessdiscountsthroughtheFOCAInsuranceProgram.FOCAencouragesallourmemberassociationstocarefullyconsidertheirrisksandwhatinsurancecoverageisrequired.Visitwww.foca.on.cainsurance-and-risk-managementformoreinformation.Cadealsooffersbestinclasscottageinsurancetoourmembers.ContactBoborDarleneatCadeAssociateswithyourinsurancequestionsat416-234-9980orwww.cadeinsurance.com.PicturedabovepartnersfromFOCAandCadeAssociatesInsuranceBrokersTerryReesTedSpenceBobMaynardDarleneCadeRobCumminsandMichelleLewin