FOCA supports a philosophy of responsible use, that encourages cottage owners to:
- educate and inform guests about cottage country living and etiquette (see links to sample visitor information sheets, below)
- work with neighbours to promote harmonious relationships
- be environmental stewards by ensuring the sustainable use of cottage properties, recognizing the limits of the existing septic system, road capacity and other community considerations
- inform cottage country visitors about staying safe and emergency preparedness.
STR or Short Term Accommodation (STA) remains a hot topic in many Ontario communities! Recent news is immediately below, and earlier news is further down this webpage.
July 1, 2025 – These popular cottage destinations got new short-term rental rules. A year later, here’s how listings and prices have changed (Toronto Star)
March 26, 2025 – Tiny Township mayor ‘grateful’ after Ontario court upholds STR bylaw (Midland Today) – “The province’s Superior Court has quashed an appeal of Tiny Township’s short-term-rental (STR) accommodation licensing bylaw. … the township said in a release that the court decision confirms that “local municipalities have the legal right to implement a program to regulate and licence STR operations which is good news for all municipalities in Ontario struggling with this same issue.”
December 2024 – Quebec tightens regulations around short-term rentals with a new public registry (Cottage Life)
December 4, 2024 – Cottage country municipalities are cracking down on short-term rentals. But are the bylaws working? (Cottage Life)
October 24, 2024 – Homeowners who regularly rent on Airbnb and other sites must pay 13% tax on property value when they sell, recent tax ruling finds (The Star)
FOCA hears from members who:
- are interested in finding out how to rent (and how to insure for rental) as part of their financial plan to keep the cottage in the face of rising costs,
- and also from those who have been frustrated by negative experiences with poorly-managed rental properties in their vicinity.
In 2021, FOCA convened a Board Working Group on the subject of Short-term rentals (STR) to develop a summary and guidance for our members and municipal partners about best practices related to STR. See immediately below for the release of the FOCA Short-Term Rental Report.
Many municipalities have begun to take steps to manage short-term rentals in Ontario cottage country. Rental is regulated, or even prohibited, in some locations. See links to news items, below.
FOCA Member resource about STR:
FOCA’s Report on Short-Term Rental in Waterfront Ontario – an overview for FOCA Member Associations and our municipal partners, created by the FOCA Short-term Rental Working Group of the Board of Directors.
Members can login below to access a copy of the 16-page report, and municipal partners are invited to contact the office for a copy.
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Related and Earlier STR News:
Nov. 13, 2024 – More news coverage about Muskoka’s new STRA bylaw that goes into effect next January 1 (CTV News, Barrie)
October 15, 2024 – the Township of Minden Hills has enacted a Short-Term Rental By-Law now in effect, and is processing applications for Short-Term Rental Licenses online only. Requirements include prominent posting of a Renter’s Code of Conduct, noise and burning bylaws, and other conditions. Read more on the Township website (source of the image excerpt).
August 27, 2024 – Wawa, Ont., the latest northern municipality to adopt accommodation tax of 4% (Cottage Life)
August 22, 2024 – STRs on unowned shore road allowances in Minden Hills are still up for debate (The Highlander)
August 14, 2024 – the Township of Oro-Medonte again addressed ongoing stakeholder concerns about STR at the mid-August Council meeting, following the March 2024 Ontario Superior Court of Justice decision to dismiss an appeal (by the Township and the Oro-Medonte Good Neighbours Alliance) of a 2023 Ontario Land Tribunal decision that the Township’s 2020 bylaw to address challenges associated with short-term rental accommodations “did not represent good planning and was not in the public interest.” Read the September Staff Report to Council on the matter, recent media coverage of the issue (TheTrillium.ca), and see the Township’s earlier posted comments including a link to the full Ontario Supreme Court decision from March.
July, 2024 – Muskoka Lakes Council approved a Short Term Rental Accommodation Licensing By-Law for the Township that comes into effect on January 1, 2025. It includes a “Renter’s Code of Conduct” signed by the renter.
May 2024 – Dysart et al adopts municipal accommodation tax, implements STR bylaws (Cottage Life) – “The bylaw, expected to come into effect on October 1, enacts a municipal accommodation tax (MAT) that will impact properties that are rented for 28 days or less by one tenant.”
May 2024 – the Town of Gravenhurst (which has had a STR bylaw since January 2023) has launched a new searchable map showing STR licensed properties and their permit numbers, “to ensure safe and efficient practices.” Access it here.
April 2024 – the City of Kawartha Lakes (CKL) is reminding STR owners in their jurisdiction that the Haliburton Kawartha Pine Ridge District Health Unit (HKPRDHU) considers them to be owners and operators of “Small Drinking Water Systems” under Ontario Regulation 319/08. As such, owners must conduct regular water sampling and testing, and maintain a log book of test results and maintenance activities. Learn more from CKL and HKPRDHU online postings.
- As part of the CKL’s STR education program, they have also posted a handy local STR Information Sheet for Renters and Owners (PDF, 1 page) and a related Complaints Sheet (PDF, 1 page).
Mar. 19, 2024 – Town of Huntsville introduces 24-hour STR hotline (Cottage Life)
Feb.29, 2024 – the Township of Georgian Bay has launched a communications campaign to alert property owners to the by-law passed by Council in late December 2023 to register, regulate and govern STR in the township.
Feb. 13, 2024 – As unruly guests disturb the peace, Muskoka Lakes considers licences for short-term rentals (CBC News)
February 4, 2024 – Federal government extends foreign buyer ban on Canadian homes to 2027 (Canadian Press)
November 21, 2023 – Canada tax rule curbs Airbnb deductions to ease rental shortage (Reuters.com) – the new rules will apply as of Jan. 1 in provinces and municipalities that bar STR and will affect deductions such as interest expenses. Starting in 2024, the government says they will spend $50 million over 3 years to enable municipal enforcement of restrictions on STR.
Related Media Coverage of this Federal News:
- February 2024 – Legislative proposal to crack down on non-compliant short-term rentals (Chartered Professional Accountants of Canada)
- Dec.13, 2023 – Shoreline Road Allowances Could Pose Problem for Haliburton County STR Operators (updates from November 22nd Haliburton County council meeting, as reported by Cottage Life)
- Dec.5, 2023 – Feds’ New Short-Term Rental Rules Could Be Moot In Muskoka (Storeys.com)
- November 29, 2023 – Enforcement of federal government’s tax laws on short-term rentals could be difficult (Cottage Life) – FOCA’s Executive Director is quoted in this article as questioning how the tax laws will affect short-term rental operators who don’t claim their rental revenue as income
- November 24, 2023 – Some Ontario cottage owners fear Ottawa’s new short-term rental crackdown may force them to sell (Toronto Star)
See other news and earlier developments including municipal responses to STR, as well as important tips about your role if you decide to rent, below.
November 23, 2023 – City of Thunder Bay considers action on STR (TBnewsWatch.com)
Nov. 22/23 – Cottage country municipality [Minden Hills] holds short-term rental owner responsible for bonfire fine incurred by guests (Cottage Life)
November 20, 2023 – Owen Sound going with 180-day annual cap for STR (OwenSoundSunTimes.com)
November 19, 2023 – Trudeau government to crack down on people who profit from short-term rentals like Airbnb: source – “Property owners in areas that already restrict short-term rentals will no long be able to claim their rental expenses against the income they make, a senior federal official told the Star, in a bid to take away the incentive to flout local restrictions and list properties on platforms like Airbnb anyway.”
November 17, 2023 – STR bylaw topic for Whitestone hybrid public meeting (ParrySound.com) 2023 – staff report on status of updating their STR licencing bylaw (from 2014); new bylaw in a draft state and the plan is for public input in the new year
November 13, 2023 – City of Greater Sudbury council to review staff report of STR at Nov.15 meeting (Sudbury.com)
Nov.9, 2023 – High rates, regulations have some rethinking short-term rental ownership: experts (Toronto Star)
November 3, 2023 – Minden rules property owners are on the hook for renter’s fine (MindenTimes.ca)
November 2, 2023 – French River moves to regulate STR (NorthernOntarioCTVnews.ca)
November 2, 2023 – Tiny Township council approves increasing short-term rental licence fee to $1,750 (BarrieCTVnews.ca)
Oct.25, 2023 – Cottage-country municipalities, rental owners respond to federal government’s rumoured plans to limit STRs (Cottage Life)
October 19, 2023 – Meaford Council seeks public input on STR (MeafordIndependent.ca)
October 19, 2023 – East Ferris (District of Nippising) sees reduction in illegal STR (NorthBayNugget.ca)
October 18, 2023 – Collingwood could allow short-term rentals by February (CollingwoodToday.ca)
Oct.17, 2023 – Limits on short-term rentals in cottage communities making waves (London Free Press) – An online petition has been launched to amend a new bylaw that limits the number of short-term rental properties – any living space rented out for less than 30 days – in a rural municipality on the shores of Lake Huron.
Oct.17, 2023 – B.C. slams door on operators of multiple vacation rentals (Times Colonist) – As of May 1, [2024] short-term-rental units in communities with more than 10,000 people will be allowed only in the principal residence of the host, plus one secondary suite or laneway home
October 13, 2023 – Enforcement approach continues for short-term rentals in the Township of Leeds & the Thousand Islands (YahooNews.com)
Oct.10, 2023 – Airbnb crackdown: Canada may tighten regulations on short-term rentals (Daily Hive.com) – as reported by the Globe and Mail, the federal government is considering measures to encourage cities to limit the supply of Airbnbs as part of efforts to increase availability of long-term rentals across the country.
October 8, 2023 – Sault Ste. Marie moves to crack down hard on unlicensed short-term rentals (SooToday.com)
October 6, 2023 – the Town of Collingwood (which had previously prohibited STR entirely) is bringing a Staff Report to the November 6 Council meeting, proposing phased implementation of a STR Licensing Program, including a limit of 200 licences annually, after public consultation.
October 2, 2023 – Bracebridge considers accommodation tax, rental restrictions (South Muskoka Doppler)
September 20, 2023 – Magnetawan looks to limit short-term rentals to minimum 7-day stays, 10 guests max (NorthBayNipissing.com)
September 18, 2023 – the City of Kawartha Lakes has announced the launch of their new Short Term Rental Accommodation Business License Application process
Sept.14, 2023 – STR bylaw progressing in Haliburton County (The Highlander) – Council on Sept. 13 discussed moving toward the possible implementation of a regional STR bylaw with annual licenses and inspections and limits on numbers of guests, with a system of demerit points, fines and possible suspension of the license for non-compliance.
Sept.11, 2023 – Airbnb and Vrbo must be put in their place (National Observer)
August 25, 2023 – Wasaga Beach maps out route to create STR bylaw (Simcoe.com)
August 24, 2023 – Oro-Medonte intensifies efforts against short-term rentals (BarrieCTVnews.ca)
July 20, 2023 – Tempers flare, OPP called as Alnwick/Haldimand council eyes short-term rental bylaw expansion (GlobalNews)
July 14, 2023 – Kenora discussing regulation of short-term rental properties (WinnipegCTVnews.ca)
July 2023 – according to the summer newsletter of our member group, the Steenburg Lake Community Association (SLCA), it appears that Limerick Township is putting on-hold the idea of introducing a new by-law regulating STR. Proposed in 2022 with subsequent public consultation, the Township will now instead try enhanced advocacy, and rely on a new educational brochure and existing by-laws to address areas of concern including excess noise, garbage disposal, and fire and water safety. In related news from SLCA, the Tudor and Cashel STR Ad-hoc Committee recommended earlier this year that their Council should focus on an education and communication campaign and reporting mechanism for complaints.
June 6, 2023 – Northern Ontario cities and towns hope new rules prevent long-term damage from short-term rentals (CBC)
June 2023 – Citizens in Muskoka Lakes are reminded to participate by July 4, 2023 in the Township’s survey on short term rentals (STR) as the community determines how to best manage them. You will need to register an online account and provide your postal code in order to participate via the “Engage Muskoka” online portal.
May 9, 2023 – Short-term rental crackdown: New Quebec bill sets $100K fine for illegal Airbnbs (CTV)
Apr. 20, 2023 – ‘An issue that’s emerging’: City of Orillia to regulate short-term rentals (Orillia Matters) – a bylaw still needs to be passed at a later meeting, but AirBnb and other short-term accommodations (STA) will soon be regulated in Orillia.At Monday’s council meeting, city politicians approved implementing an STA licensing program, among other regulations, following the lead of numerous municipalities in Ontario that have sought ways to crack down on problematic STAs in their neighbourhoods.
April 18, 2023 – the City of Kawartha Lakes Council voted on April 18th to move ahead with their STR by-law #2023-067, implementing a soft start to the program for 2023 that includes a yearly license, insurance requirements, and an annual fee of $1,200 for an “un-hosted” accommodation.
April 17, 2023 – Port Colborne cottage rentals ‘not evil,’ but need to be regulated, says council: Formal licence system not being put in place for 2023 season (Niagara This Week)
April 11, 2023 – ‘Please do not crush my livelihood when I have done nothing wrong’: Kawartha Lakes council to decide on short-term rentals (Peterborough Examiner)
April 7, 2023 – B.C.’s short-term rental policies on track, issues with enforcement remain (Castanet) – “Approximately 50 local governments in B.C. have implemented bylaws to tackle short-term rentals and roughly 25 have business licensing that is meant to restrict these types of rentals,” but enforcement issues remain.
March 13, 2023 – Seguin Township Council rejected the recommendation from staff to introduce a STR by-law and licensing program. Instead, Councillors supported plans to review and enhance existing quality of life by-laws to deal with issues connected to STR. Read the Staff Report (download PDF, 21 pages),
February 2023 – the City of Kawartha Lakes (CKL) has released the results of their STR survey, with more than 1000 responses received (one of their top engagement results). Link to the results, and get details about an upcoming Public Information Session on February 28, 2023, posted on the CKL website.
See a partial overview of Short-Term Rental Laws in Ontario with links to related online information, from the Ontario Cottage Rental Managers Association (OCRMA; January 2023).
January 2023 – the Town of Gravenhurst’s STR accommodation program by-laws are in effect as of January 1st. All short-term rentals (STRs) will require a license from the town to be able to legally operate. There are related rules outlined for parking, posting a renter’s Code of Conduct document, noise, garbage and more. The annual license fee is $750, and penalties for not following the rules start at $1,000 and up. The licensing application and Renters’ Code of Conduct are available on the Gravenhurst website.
October 14, 2022 – Haliburton County Short-Term Rental Review: Options Report by J.L. Richards & Assoc. Ltd. (PDF, 12 pages) – recommending registration of STRs, leading to a Licensing By-law in a few months.
Oct. 5, 2022 – Short-term rentals a hot-button issue in municipal elections (Cottage Life)
Sept.13, 2022 – Minden town council rejects short-term rental’s application to rezone as a resort (Cottage Life) re: rental property on Lake Kashagawigamog in Haliburton County.
Sept. 9, 2022 – Collingwood council has expressed an interest in reviewing the local bylaw that prohibits short-term rentals in town. (CollingwoodToday.com) – The town identified approximately 300 active short-term accommodation rentals available, despite the town-wide ban. The town is concerned about how the current bylaws can be effectively enforced given the available resources. Staff anticipate reporting back to council on the matter in December.
August 2022 – listen to Terry Rees of FOCA speak with Cottage Life about cottage country short-term rentals:
August 18, 2022 – Haliburton County to phase in short-term rental regulations (The Highlander)
August 16, 2022 – Airbnb announces New anti-party technology in the US and Canada (Airbnb News)
August 11, 2022 – the Township of Tiny Council has adopted a Short-term Rental Accommodation Licensing Program with regulations to come into effect on Oct.4, 2022.
July 23, 2022 – How short-term vacation rentals are ruining the neighbourhood (Sudbury.com)
July 10, 2022 – Sales in Ontario’s cottage country have slowed, but the rental market remains strong (Globe & Mail)
June 24, 2022 – Short-term cottage rentals in Seguin? Township volleys issue back for public weigh-in (Parry Sound North Star) – STR remain banned following 2020 consultations, but a split decision by council on June 20 means the public gets to weigh in again via www.letsconnectseguin.ca.
June 9, 2022 – Short-term rental operators in Grand Bend upset with new rules (Sarnia NewsToday.ca)
June 8, 2022 – Tiny Township council has directed enforcement officers to operate on a zero tolerance mandate (i.e., no warnings) related to by-law infraction issues related to STR where evidence supports a charge against the landowner and the renter. Currently, the Township does not regulate STR, acknowledging that traditionally many residents have seasonally rented their cottages.
If you plan to rent...please do so responsibly. Learn more below.
Be certain to investigate with your municipality, and consider related by-laws (such as noise, parking, garbage…). Also, education of visitors is key to community harmony.
Click here to download a SAMPLE Visitor Info Sheet (pdf; 1 page) that FOCA encourages you to modify, and circulate to anyone who rents at your waterbody. This 1-page summary concisely covers topics everyone should share with visitors at the lake, including: garbage disposal; fire safety & campfires; lights and noise in cottage country; septics, phosphates and water quality. Thank you to FOCA’s Member Association, Leech Lake Cottagers’ Association, for sharing the original example info sheet with FOCA; it was created by LLCA’s Stewardship group with input from a variety of FOCA resources, including our publication, Take the Plunge.
Be Prepared for Emergencies:
In the event of an emergency, it is critical that renters are able to quickly and accurately relay the required information to emergency service providers. FOCA recommends that each waterfront home – rental or not – have a handy and visible list of emergency phone numbers posted somewhere prominent. Having accurate information at-hand will aid in directing first responders to your location which is critical information that may save a life, and that (in a panic) may be hard to translate or describe, especially if a guest or others less familiar with your location are making the call.
Create your own call list, or adapt this handy example from FOCA to add all the relevant information for your location. Help our first responders to get to you when you need them most.
Please note: the following is archival material, and some links to third-party resources may no longer be active.