Supporter Benefits

Existing Users Log In
 Remember me  

FOCA Members: Need your Login password? CLICK HERE to access your FOCA Member Login now.

Don’t know if your Association is a FOCA member? Find out here.

All FOCA Supporters, and all members of FOCA Associations, are entitled to the benefits itemized below:

FOCA Insurance Programs – access a FOCA discount!

New!CottageFirst: Cottage, home, and auto insurance specially designed for FOCA members. Qualifying cottage owners (all members of FOCA member associations) are eligible for posted discounts on their insurance, and qualify for even higher discounts with combined or multiple policies.
Contact 1-844-CADE-1ST or visit for a no obligation quote.

Road or Directors’ Liability Insurance: FOCA’s popular liability insurance program provides coverage options applicable to Lake Associations, Road Associations, Land Ownership Associations or Trusts, as well as coverage options for Directors and Officers. Contact 416-234-9980 or visit

Both programs are delivered by Cade Associates Insurance Brokers Ltd., FOCA’s expert partners in liability and cottage risks. Please let your members know that new cost-effective coverage is available to them as members of your association.

Special Pricing & Discount Product Offers:

What does FOCA do?
FOCA sits at the table where individuals cannot.

Over the past year, FOCA has:

  • Continued to lobby at the Ontario Energy Board for fair energy rates
  • Co-hosted public meetings alerting Eastern Ontario property owners about developments in the Algonquin Land Claim.
  • Secured Mining Act changes that enhance rural property owners’ land rights re: exploration
  • Lobbied for clearer recognition of the significance of waterfront lands, through our participation in the Provincial Policy Statement review
  • Spoken out about the closure of the Experimental Lakes Area, changes to the Fisheries Act and the environmental impact of federal and provincial omnibus bills
  • Reviewed emergency preparedness in rural Ontario with municipal and other partners following 2013 spring flooding.
Advocacy & Government Relations:

FOCA is the only province-wide voice for Ontario cottagers and waterfront property owners. We keep you up to date on changes in legislation and other timely news. FOCA advocates at the federal, provincial and regional levels on priorities that affect waterfront property owners. Make sure that you and all of your members receive the FOCA Elert to learn about updates on topics that matter.
Sign up now for FOCA Elerts!

FOCA Programs & Resources:

  • Aquatic Invasive Species (AIS) Monitoring Program – learn how your association can get involved with AIS identification and monitoring.
  • Cottage Succession Seminar Series (Keeping the “Family” in the Family Cottage) – this series presents legal and financial planning considerations to help you prepare to leave the cottage to the next generation. Get the conversation started now, while you have the most options.
  • Lake Partner program – FOCA’s Lake Stewards are the backbone of the largest volunteer program of its kind in the world, measuring phosphorus levels and water clarity in Ontario lakes.
  • Use FOCA’s news and information from our FOCA Elerts and Newsletters on your Association website and in your newsletters.  We only ask that you reference FOCA.
  • Road and lake associations can also access administrative resources including the FOCA Roads Specialist, and help with online payment processing for your association dues, and more. Find out about Association Services