Benefits and Offers

In addition to the policy, communications, advocacy and educational work that FOCA does year-round, all Members are entitled to access these additional benefits, offers and discounts:

  • “Why Support FOCA?” (download PDF, 2 pages) – summarizes current Association Member Benefits, but does NOT include the access codes (member Associations: use this version for your next Membership Drive!)

Current FOCA Members should login below, to download a version of the benefits sheet that includes all the offer Access Codes for these benefits and more:

Login below to download offers with FOCA member pricing for automated external defibrillators, community “save stations” and group “Shock-on-the-Dock” training sessions from Action First Aid.

Contact Cade for the FOCA rate on liability insurance for your Association, and for access to CottageFirst – the group insurance plan for all your member families.

NEW! – launched May 2024: FOCA members can now get Rogers Preferred Pricing on cell and 5G home internet services! Login below for access & your FOCA “Proof of Membership”, needed for this offer.

You're missing members-only content!

The offer access codes are only available to members of our Member Associations & current Friends of FOCA (our annual supporters).

If you are already registered on the FOCA website, please login below with your Username and Password.

Need help with your login? Contact us for assistance during business hours. Not yet a Member Association? Find out why you should be!

Benefits & Offers for Member Associations ONLY:

  • Road or Directors’ Liability Insurance: FOCA’s popular Association Liability Insurance Program – delivered by Cade Associates Insurance Brokers Ltd. provides coverage options applicable to Lake Associations, Road Associations, Land Ownership Associations or Trusts, as well as coverage options for Directors and Officers. FOCA Member Associations get a discount! Call 416-234-9980 or visit
  • NOTE: The Association Liability Program explained above ALSO INCLUDES a free Legal Helpline for the Association. Have your association executive ask the office for details on how to access this helpline.
  • Access to FOCA’s “Help Desk” (call or email) for your Association questions, and connections within the FOCA network.
  • Member price for your Association representatives to attend FOCA’s annual events (AGM & Spring Seminar; Fall Seminar). Member price or free for FOCA webinars (e.g., Cottage Succession Planning), print publications and program materials (see more about our programs, below). 

What fellow members are saying about the value of the Legal Helpline:

“Thanks for your suggestion of using the legal helpline. The lawyer I spoke with was very thorough, clearly indicated our options, and helped with determining a path forward for our association.” ~David P.

  • First Aid & Safety Toolkit Action First Aid offers a discounted FOCA Member Price for (AED) Automated External Defibrillators and 24/7 Accessible Outdoor Cabinets. Login above & download the FOCA Member Benefits Sheet for access to the offer details & how to order. 

For additional resources that can benefit your Association, check out FOCA’s Association Toolkit of key resources.

Road and lake associations can also access administrative resources including benchmark statistics about associations, roads questions, municipal engagement tips, and much more. Contact the FOCA office for assistance! 

Find out more about Association Services available only to our Member Associations.

Benefits & Offers for Member Association Families and "Friends of FOCA":

NOTE: these offers are available to all member families in current FOCA Member Associations, and to “Friends of FOCA“:

  • Special Member pricing to attend FOCA events. Pay the discounted member price to register for FOCA events, or attend for free (e.g., Cottage Succession Planning Seminars)
  • CottageFirst: the first group program dedicated to cottagers, exclusively available to FOCA members. Get great coverage on your cottage, home, car & more. Contact Cade Associates Insurance Brokers: 1-844-CADE-1ST or visit for a no obligation quote.
FOCA Associations: Let your members know that this group insurance program is available to them, as members of your association!
  • Cottage Life Magazine – special discount on new subscriptions OR renewals! Pay only $24.95 for 1 year + 1 free issue. Includes free digital access. Login above & download the FOCA Member Benefits Sheet for access to the member order link to access this price! 
  • Canadian Canoe Museum – All FOCA supporters get 25% off membership to the Museum. Use the current FOCA access code when you enroll online. Login above & download the FOCA Member Benefits Sheet with the current access code

FOCA is your provincial voice

Our vision is thriving & sustainable waterfronts across Ontario, now and for future generations. For over 60 years, FOCA has been the voice of Ontario’s waterways and lake associations. Our united voice carries weight on issues that matter! Find out more about our history.

FOCA works with government and other partners on important policy and best practices, to make our waterfront communities environmentally and financially sustainable. For more about FOCA’s current files and cottage country hot topics, visit our Priority Issues webpage.

We keep you informed about changes in legislation and other timely cottage-country news. Make sure that you and all of your members receive the FOCA Elert to get timely updates on topics that matter. Sign up now for Elerts!

Access FOCA Programs & Resources:

  • Invasive Species Monitoring & Prevention Programs – learn how you and your association can protect cottage country from invasive species.
  • Cottage Succession Seminar Series (Keeping the “Family” in the Family Cottage) – this series presents legal and financial planning considerations to help you prepare to leave the cottage to the next generation. Get the conversation started now, while you have the most options.
  • Lake Partner program – FOCA’s Lake Stewards are the backbone of the largest volunteer program of its kind in the world, measuring phosphorus levels and water clarity in Ontario lakes.
  • Use news and information from FOCA Elerts and Newsletters on your Association website and in your newsletters.  Please reference FOCA as the source.

Want in?

Ready to join as a full Member Association? Let’s do this.