Association Members

Quick links:


FOCA Association Members are groups who represent lakes or roads, and who have paying members. The annual fee for Associations is $125.00 plus $4.00/member. Association membership benefits include tools and resources, a vote at the FOCA AGM, and access to the FOCA member rate on Commercial General Liability and Directors & Officers Insurance. Your Association members can access all FOCA’s membership benefits, including the boat and cottage insurance program CottageFirst, and all other offers listed on our Benefits webpage.

Click here to join or renew your Association Membership


Supporting Groups include non-governmental organizations, educational, research and environmental institutions, and umbrella or regional groups. The annual fee for Supporting Groups is a flat $125/year (no per-member fee) and includes access to a discount rate on Commercial General Liability and Directors & Officers Insurance programs offered via Cade Associates Insurance Brokers, but no vote at the FOCA AGM and no individual member benefits (such as CottageFirst or event attendance at the member rate).

NOTE: a road group may join as a Supporting Group if their per-member figures are already counted/paid for by their local Lake Association that is an existing, full FOCA Association Member. Contact the FOCA office if you need clarification, or are unsure how to join or renew.

FOCA’s Supporting Groups:

Balsam Lake Association
Beaverdam Trail Road Association
Big Hawk Road Association
Big Rock Road Association
Bruce Peninsula Biosphere Association
Cavendish Community Ratepayers Assoc.
Chutes Trail Cottagers Association
Coalition for Equitable Water Flow
Coalition of Haliburton Property Owners’ Associations
Echo Bay Road Association
Environment Council for Clear, Ston(e)y and White Lakes
Federation of Tiny Township Shoreline Associations
Fox Lake North Road Association
Georgian Bay Association
Goss Beach Cottagers Association
Greater Sudbury Watershed Alliance
Jones Road Maintenance
Kanes Lane Road Association
Kawartha Lake Stewards Association
Kawartha Land Trust
Knox Point Road Association
Lakeview Park Cottagers Association
Long Lake Stewardship Committee
Mulberry Lane Road Association
Northwest Belmont Lake Roads Association
Ontario Rivers Alliance
Peninsula Lake Association
Pond Road Association
Seely’s Main Road Association
Shadow Lake Road 55, Coboconk
South Kawagama Shores Road Association
Tower Line Road Association

Question: If my lake association is a member of FOCA, am I a member?

Answer: Yes! If you are a paid member of one of FOCA’s full Member Associations, you are a FOCA member and can access all the benefits of membership, including Members-only resources on this website. Look for your Association name here:

Can’t find your Association name listed? Perhaps they are a Supporting Group (see above), in which case you do not have access to individual FOCA member benefits or members-only online resources, unless you join us as an Individual Supporter.

Cottage, lake and road associations are the backbone of waterfront Ontario.

Kasshabog AGM 2014FOCA is made up of more than 500 property Associations across Ontario cottage country – a total of 50,000 families. Our united voice carries weight on issues that matter.

FOCA members live within the landscape, and are an integral part of the rural community. Despite the sometimes humble trappings of lake meetings, and the casual clothes, folks in cottage country are dedicated and passionate, vested in the future and intimately familiar with the resources, special attributes and changes happening on our lakes and rivers.

How does FOCA help Member Associations?

As a membership organization, Associations are FOCA’s core supporters. We were encouraged that our last membership survey indicated 90% of our member Associations saw membership figures steady or up, over the prior year. We want you to thrive!

Read onward for tools for your Association.

Association Toolkit

FOCA can help our members with a variety of Association tools, including:

  • ToolkitAdministrative resources such as governance templates (bylaws, privacy policies, meeting best practices) and help creating a one-page Association web presence
  • Tools and contacts for working with your local Municipality
  • Information on Government relations, and Policy updates important to you and your community
  • Environmental stewardship resources and library, including Members-Only* information on this website.

Get links, here: FOCA’s Toolkit for Associations

“Waterfront property owners face challenges we can’t solve on our own. That’s where FOCA comes in.”
Ted Spence, FOCA Member, Catchacoma Lake


* To access Members Only resources, apply for your member Login.

Michelle LewinAssociation Members